Puerto Rico banks that open accounts for new residents: requirements
Summary of what each bank publishes on its own website (checked 2026-10-16). Requirements change; confirm with the bank.
| Bank | What it publishes | Source |
|---|---|---|
| Banco Popular de Puerto Rico | Lists branch requirements for individual accounts: Social Security card plus one current ID, which can be a U.S. state driver license or state ID, or a U.S. passport. Separate list for foreign citizens residing in Puerto Rico. Its online e-account is only for residents of Puerto Rico and the USVI. | Source |
| FirstBank Puerto Rico | Requires a Social Security number and one ID; a U.S. state driver license, state ID or U.S. passport is accepted. If the ID has no current physical address, it asks for a recent utility bill, CRIM bill, lease or similar. Its online application form says it only accepts personal applications from bona fide Puerto Rico residents. | Source · Source 2 |
The credit unions in the directory do not publish new-resident requirements on their homepage; ask them directly. Banks & credit unions → · How to open a bank account in Puerto Rico →